Welcome!

From the outset, my vision for a financial practice was to take what I had learned from my years in the business world and my experience as an investor and apply it to a practice that would optimize the creation of wealth, provide a significant measure of financial security, and enhance family well being.

In my experience, investment management (picking and trading investments) was not the significant variable in optimizing wealth… I discovered that cash flow management and regular reviews of family net worth were the keys to wealth creation.

The wealthy have mastered this but the media, the banks, and brokers focus primarily on investments.

In my model,

Cash flow management means creating buckets for each dream and goal, using tax efficient processes and structured proven investments to grow these buckets and enjoying ones lifestyle on the surpluses that were created.

Net worth was the ultimate scorecard.

Emotionally it is easy to look at debt or short term investment performance as the primary indicator of financial success, but these numbers do not tell the most important story. Net worth is the shock absorber that really addresses the financial progress question.

Many financial practices do not have programs to address these two most important components of wealth creation- they are just too labor intensive, so I set out to build a process that put my clients well being first.